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How does Invoice Discounting  grow your business?

Invoice discounting is a working capital solution that has become increasingly popular among businesses looking to improve their cash flow.  This involves selling unpaid invoices to a third-party finance provider (like Finrock Capital), who then pays the business up...

Great business management tools for SMEs – Developing a high performing team

In a previous article, we spoke about the importance of recruiting the right people for the right role. Having done that, as your business grows we believe it is also important to work towards developing a high performing team. This ensures that, as a cohesive unit,...

Great business management tools for SMEs – Recruiting for Job Fit

Any business that wishes to grow needs to have the ability to recruit the right people for the right role, after all, our team members are a business’s biggest asset. It is for this reason that we thought to write an article on just this for the series on great...

Great business management tools for SMEs – Customer Excellence

Welcome to another chapter of our series on Great business management tools for SMEs, where we provide you with a practical tool kit of useful information to help your small-to-medium enterprise grow and prosper, particularly in the early years. In this article, we...

Great business management tools for SMEs – Creating a Business Plan

Welcome to yet another in our series on Great business management tools for SMEs. This is where we provide you with a practical tool kit of useful information to help your small-to-medium enterprise grow and prosper, particularly in the early years. This article is,...

Great business management tools for SMEs – Tracking business expenses

Tracking business expenses Welcome to the second article of our series on Great business management tools for SMEs. This is where we provide you with a practical tool kit of useful information to help your small to medium business grow and prosper, particularly in the...

Great business management tools for SMEs – Keeping goals on track

Keeping goals on track Welcome to our series on Great business management tools for SMEs where we provide you with a tool kit to ensure that you have longevity as a business and continue to grow and prosper beyond your wildest dreams! So many small businesses fail in...

Businesses benefit from value added Invoice Factoring services

SME’s in particular have two primary challenges that they pretty much all face especially in the early days of operation. These are maintaining a positive cash flow if they have clients that pay in only 30, to 60 or even 90 days. The second is not having credit...

There’s benefits on benefits with this invoice Factoring company!

There’s benefits on benefits with this invoice Factoring company! There’s nothing better than when you engage a service that provides a very real need for you and your business and on top of this, you get a lot of additional benefits thrown in. Cash flow is a major...

How a Transporter benefits from Invoice Factoring

How a Transporter benefits from Invoice Factoring – a case study Invoice Factoring is a way for a business to fund cash flow by selling their invoices to a third party - a factoring company like Finrock Capital, at a discount. It’s important to remember though that...

Invoice Factoring and the Working Capital Cycle

Cash flow is the lifeblood of any business. Like petrol in a motor vehicle – you need cash to get a business started and you will always need what is known as ‘Working Capital’ to keep it going. Without cash to work with, your business comes to a grinding halt. This...

What is Invoice Factoring?

Lack of cash flow can be the Entrepreneur's nightmare and it has been known to sink many SMEs. The reasons are numerous - poor handling of available cash, not enough cash to make it through leaner times etc. but the primary reason is that we just have to wait too long...

Provisional Tax giving you a Cashflow headache?

Yes, it is that time of the year where we all learn the truth of the age old saying: There’s only 2 certainties in life: Death and Taxes.  All Companies are Provisional Taxpayers and must therefore make an estimate of their taxable income for the 12-month period,...

SME Market

SME’s are a vital part of the South African economy. The top 5 industries in the SME market are manufacturing, agriculture, logistics, information technology and tourism. These industries are vital to South Africa and its people and the circle of demand and supply...

What is Invoice Factoring and how can Finrock help my business?

Invoice Factoring Mrs. M manufactures plastic storage products. She has just delivered a large order to a Plastic Retail Centre but she will need to wait 60 days to receive her payment from her customer.  She received great news the day before with another huge order...

More cashflow means:

  • increased bulk orders which will be at better prices thereby increasing your profit
  • early payment to your suppliers and earning better settlement discounts
  • having capital available to fund new contracts and customers having the capital available to fund this growth.

Spend your time growing your business rather than chasing debt.

  • Free up your team from collecting debt, so that they can focus on growing your business
  • Credit administration of your outstanding invoices will be provided, free of charge

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For businesses relying on foreign suppliers, navigating payment terms can be challenging. Foreign suppliers often require a deposit, with the remainder due upon presentation of the Bill of Lading, which significantly extends the working capital cycle. This can strain your cashflow and slow down your operations.Our invoice factoring facility provides the working capital you need to pay your foreign suppliers promptly, enabling you to increase your inventory and boost sales. By improving your cashflow, you can make your business more profitable and competitive.Don’t let early payment to your suppliers hold you back – let us help you thrive.www.finrock.co.za#finrock #finrockcapital #workingcapital #businesscapital #businessgrowth #invoicediscounting #cashflow ... See MoreSee Less
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Is cashflow tight due to unpaid invoices? With Invoice Discounting, we enable you to turn your outstanding invoices into immediate funds. By leveraging your debtors’ book, you can secure advanced payments, alleviating cashflow shortages and giving you the freedom to focus on what matters - growing your business.Explore how Invoice Discounting can boost your cashflow today. info@finrock.co.za | 021 137 5450 #finrock #finrockcapital #workingcapital #businesscapital #financialsupport #businessgrowth #invoicediscounting #cashflow ... See MoreSee Less
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As the end of the year approaches, it’s time to assess your financial position and ensure your business is ready for the year ahead. Finrock can offer your business the cashflow support it needs to close the year on a high note and kickstart the year ahead.Let's work together to set your business up for success in 2025.www.finrock.co.za#finrock #finrockcapital #workingcapital #businesscapital #financialsupport #businessgrowth #invoicefactoring #invoicediscounting ... See MoreSee Less
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𝘒𝘦𝘦𝘱𝘪𝘯𝘨 𝘺𝘰𝘶𝘳 𝘧𝘭𝘦𝘦𝘵 𝘰𝘯 𝘵𝘩𝘦 𝘮𝘰𝘷𝘦 𝘸𝘪𝘵𝘩 𝘳𝘦𝘭𝘪𝘢𝘣𝘭𝘦 𝘤𝘢𝘴𝘩𝘧𝘭𝘰𝘸 𝘴𝘰𝘭𝘶𝘵𝘪𝘰𝘯𝘴.We understand the unique financial challenges facing the transport and logistics industry - from managing fuel and maintenance costs to handling seasonal demand. Our tailored cashflow solutions provide the stability you need to keep your operations running smoothly and ensure timely payments.Partner with Finrock and let us help you fuel your growth, reduce financial stress and keep your business moving forward.info@finrock.co.za | 021 137 5450 #finrock #finrockcapital #WorkingCapital #InvoiceDiscounting #businesscapital #businessgrowth #cashflow ... See MoreSee Less
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Every great business starts with a vision and the courage to bring it to life. We’re passionate about helping entrepreneurs turn their dreams into thriving realities. Our tailored cashflow solutions and stellar team are here to fuel your growth and open doors to new opportunities.Whether you're launching a startup or expanding your business, we’re here to help you overcome financial barriers and achieve your highest potential. Let’s take the next step forward together.info@finrock.co.za | 021 137 5450 #finrock #finrockcapital #workingcapital #invoicediscounting #businesscapital #businessgrowth #cashflow ... See MoreSee Less
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𝘈𝘵 𝘍𝘪𝘯𝘳𝘰𝘤𝘬, 𝘸𝘦 𝘣𝘦𝘭𝘪𝘦𝘷𝘦 𝘚𝘔𝘌’𝘴 𝘢𝘳𝘦 𝘵𝘩𝘦 𝘣𝘢𝘤𝘬𝘣𝘰𝘯𝘦 𝘰𝘧 𝘚𝘰𝘶𝘵𝘩 𝘈𝘧𝘳𝘪𝘤𝘢’𝘴 𝘦𝘤𝘰𝘯𝘰𝘮𝘺.We’re committed to supporting small businesses by offering tailored working capital solutions and the tools needed to navigate today’s dynamic market.By providing cashflow to small businesses they will have the necessary cashflow to grow their sales and profits. Our passion is to see our clients grow and thrive. Let’s work together to unlock your potential and make a lasting impact on our communities.info@finrock.co.za | 021 137 5450 #finrock #finrockcapital #workingcapital #invoicediscounting #businesscapital #businessgrowth #cashflow ... See MoreSee Less
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Effective cashflow management is crucial for sustaining growth and keeping your business resilient. Here are a few tips to help you stay on top of it:1️⃣ 𝗠𝗼𝗻𝗶𝘁𝗼𝗿 𝗿𝗲𝗴𝘂𝗹𝗮𝗿𝗹𝘆: Keep a close eye on income and expenses to spot trends and make informed decisions.2️⃣ 𝗡𝗲𝗴𝗼𝘁𝗶𝗮𝘁𝗲 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝘁𝗲𝗿𝗺𝘀: Work with suppliers and customers to optimize payment cycles and maintain a healthy cash reserve.3️⃣ 𝗣𝗹𝗮𝗻 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗳𝘂𝘁𝘂𝗿𝗲: Forecast cashflow to anticipate slow periods and prepare for unexpected expenses. Any shortfalls in your cashflow forecast can be provided by Finrock’s Invoice Discounting facility. Need expert guidance? Our team is here to help you create a cashflow strategy that supports your business’s long-term success. info@finrock.co.za | 021 137 5450 #finrock #finrockcapital #workingcapital #businesscapital #businessgrowth #cashflow #invoicediscounting ... See MoreSee Less
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"𝘎𝘳𝘰𝘸𝘵𝘩 𝘪𝘴 𝘯𝘦𝘷𝘦𝘳 𝘣𝘺 𝘮𝘦𝘳𝘦 𝘤𝘩𝘢𝘯𝘤𝘦; 𝘪𝘵 𝘪𝘴 𝘵𝘩𝘦 𝘳𝘦𝘴𝘶𝘭𝘵 𝘰𝘧 𝘧𝘰𝘳𝘤𝘦𝘴 𝘸𝘰𝘳𝘬𝘪𝘯𝘨 𝘵𝘰𝘨𝘦𝘵𝘩𝘦𝘳."- James Cash Penney - At Finrock Capital, we believe that sustainable growth and improved profitability come from strategic partnerships and careful planning. Our team is here to support your journey, providing working capital, cashflow and insights to help your business reach new heights.Ready to unlock your business's true potential? Connect with us today.info@finrock.co.za | 021 137 5450 #finrock #finrockcapital #workingcapital #businesscapital #businessgrowth #invoicediscounting #cashflow ... See MoreSee Less
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Budgeting for the year-end can be tricky, especially with fluctuating cashflow. Review your cashflow forecast and ensure you have sufficient cashflow to meet your operating requirements.Need help with working capital? Let Finrock provide the financial boost you need.info@finrock.co.za | 021 137 5450 #finrock #finrockcapital #WorkingCapital #InvoiceDiscounting #businesscapital #businessgrowth #cashflow ... See MoreSee Less
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